"X. LIMITATION OF LIABILITY
You expressly understand and agree that GAIA Online will not be liable to the User for any direct, indirect or incidental damage as the result of using the GAIA Online Service - such as missing school, work, or any other intangible loss that we cannot foresee but might arise as the result of using the Service. Furthermore we cannot be held accountable for any psychological addiction that the User might develop as the result of using said Service. Additionally, you agree to indemnify and hold GAIA Online a subsidiary of GAIA Interactive, its officers, agents - including administrators, moderators and employees - harmless from any claim or demand made by GAIA Online or any third party due to or arising out of Content you submit, post, transmit or make available through the Service, your violation of the TOS, or a violation of any rights of another. "
Nice piece of CYA, especially in the USA.